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ProtoLend
ProtoLend signal field

Precision lending, automated.

Every loan.Streamlinedend-to-end.

Mortgage OS built for lean, high-performing teams. Unifies POS, LOS, PPE, and AI underwriting into one platform. Let automation handle the details while you guide borrowers through the finish line.

Automation at the core

Naming, indexing, structuring, and repetitive workflows handled automatically in the background.

AI handles the heavy lifting

Docs, conditions, and borrower tasks routed by AI—never lose momentum.

Enterprise posture

Reduce manual work across intake, processing, and pre-underwriting.

Pipeline OS background topography

Platform

Pipeline OS

Dashboard views, pipeline visibility, task orchestration.

Live in pilot

Auto Milestones

Auto-generate best-practice milestones for each loan.

Codified Expertise

Instantly assign the right tasks to the right people.

Proactive Alerts

Immediate detection when loans veer off track.

Control towerAutomation spine
Pipeline OS workflow preview
Pipeline OS background topography

Platform

POS Intake

Guided borrower workflows and digital intake.

Live in pilot

Pre-Qual Interview

Pick the right loan program for each borrower.

1003 Handoff

Comprehensive 1003 form intake shareable with clients.

Assurance

Navigate complex cases using AI and expert logic.

Prequal InterviewGuided Client intake
POS intake workflow preview
LOS core background warp

Platform

LOS Core

Document handling, conditions, and processing flows.

Live in pilot

Condition DNA

Auto-generated templates based on loan type.

Queue balancer

Trails the workload and distributes files.

Audit thread

Every update stamped for compliance review.

Processor opsDoc lifecycle

Visual preview

LOS core canvas

Doc handling workbench view coming online in the next drop.

Coming soon

Platform

AI Underwriting

Eligibility, structuring, and DU preparation automated.

In Build

Eligibility map

Automated overlays for investor programs.

Structuring hints

AI suggests compensating factors mid-file.

DU readiness

Payloads formatted for AUS submission.

Rules brainAUS prep

Visual preview

Decision workbench

AUS payload composer preview will land as part of alpha notes.

Coming soon

Platform

Doc Intelligence

AI Filesearch, categorization, and indexing in one place.

Live in pilot

OCR mesh

Streaming extraction across multi-page uploads.

Type detection

Classifies docs against your naming schema.

Index sync

Feeds folders and borrower checklists instantly.

Smart stackingAI sorting

Visual preview

Doc stream

Processing reels depict OCR + labeling across full stack.

Coming soon

Platform

Pricing Engine

Pipeline-aware pricing stack.

In Build

Market inputs

Pricing pulls context from live pipeline risk.

Margin guardrails

Guardrails flex with desk-level rules.

Scenario studio

What-if comparisons shareable with capital.

Capital deskScenario tools

Visual preview

Scenario bench

Pricing tiles + margin rails to be shared with partners first.

Coming soon

Platform

Lender OS

Unified command center for enterprise lenders.

In Build

Ops fabric

Full command center view for enterprise leads.

Partner lanes

Multi-channel oversight inside one surface.

Playbook sync

Codify best practices and deploy to branches.

EnterpriseRoadmap

Visual preview

Command surface

A macro control room preview coming with the roadmap reveal.

Coming soon